Buying this "service deal" can be expensive but if you feel happier knowing that you are protected from breakdown for a few years, shop around insurance brokers to see how prices compare.

When shopping for a new washer, look for a front loading (horizontal-axis) machine. This machine may cost more to buy but uses about a third of the energy and less water than a top-loading machine. With a front loader, you'll also save more on clothes drying, because they remove more water from your clothes during the spin cycle. Look for the Energy Star label.

The insulation on electrical cords can become damaged by wear, flexing, or age. Do not use any cord that is stiff or cracked. Some clues that you may have an electrical problem are:

• Flickering lights. If the lights dim every time you turn on an appliance that circuit is overloaded or has a loose connection.
• Sparks. If sparks appear when you insert or remove a plug, they could be a sign of loose connections.
• Warm electrical cord. If an electrical cord is warm to the touch, the cord is underrated or defective.
• Frequent blown fuses or broken circuits. A fuse or circuit breaker that keeps tripping is an important warning sign of problems.
• Frequent bulb burnout. A light bulb that burns out frequently is a sign that the bulb is too high a wattage for the fixture.